Crown Equity Release is an independent specialist provider of equity release products in the UK. They offer solutions to help homeowners unlock the value of their property, enabling them to enjoy their retirement with financial security.
Crown Equity Release Plans
Home Reversion Plans: Crown Equity Release provides home reversion plans, allowing homeowners to sell all or part of their home in exchange for a lump sum or regular payments. Homeowners retain the right to live in their property rent-free for the rest of their lives.
Lifetime Mortgages: Crown Equity Release also offers lifetime mortgages, enabling homeowners aged 55 and over to release tax-free cash from their property without having to sell it. The loan and accrued interest are typically repaid when the last borrower passes away or moves into long-term care.
Key Features
- Tax-Free Cash: Access a lump sum or regular payments without selling your home.
- No Monthly Payments (Lifetime Mortgages): The loan and interest are repaid when the property is sold.
- Retain Homeownership: Stay in your home for life (Lifetime Mortgages).
- No Negative Equity Guarantee: Ensures you will never owe more than the value of your home when it is sold.
- Flexible Options: Choose between a lump sum or regular payments (Home Reversion Plans).
Benefits of Lifetime Mortgages
- Flexible Use of Funds: Use the released cash for home improvements, paying off debts, or helping family members.
- Inheritance Protection: Options to protect a percentage of your home's value for your heirs.
- Portability: Transfer the mortgage to a new property if it meets Crown’s lending criteria.
- Fixed Interest Rates: Enjoy predictable costs with fixed interest rates for the life of the loan.
Professional Advice
Seeking professional advice is essential when considering equity release. An adviser can provide personalized recommendations based on your financial situation and retirement goals. They help you understand the pros and cons of different options and make informed decisions about your equity release strategy, ensuring you fully comprehend the long-term impact on your financial future.
Next Steps
Choosing the right equity release plan is crucial for securing your financial future in retirement. Getting expert advice can help you make the most of your home's value. By understanding your specific needs and circumstances, an adviser can guide you through the process and help you optimize your financial strategy.
Interested in learning more about Crown Equity Release and how to maximize its benefits? Speak to a knowledgeable adviser who can provide personalized advice and support.
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